A plan for your family's money, from the cradle to the legacy years
Legacy Path shows what to focus on at every age: a child's first savings account, credit, retirement, a home, insurance, wills and trusts, and planning a funeral your family can afford. Answer a few questions and see the steps that matter for your household first.
- 0–4The Cradle Years
- 5–12The Learning Years
- 13–17The Teen Years
- 18–24The Launch Years
- 25–34The Foundation Years
- 35–49The Building Years
- 50–64The Protection Years
- 65+The Legacy Years
Everything a family needs to learn, in plain language
Built for working families and first-generation wealth builders. Every topic explains how it works, the pros and cons, and the questions to ask a licensed professional.
Family screener and plan
Answer questions about your household, money, protection and goals. Your plan sorts steps into "do first", "work on next" and "when you're ready", and shows which answer triggered each one.
Eight life stages
Lessons, checklists and parent actions for every age, from before birth through retirement.
Options library
31 places a family's money can go, with 2026 rules: 529 plans, custodial Roth IRAs, Trump Accounts for children, 401(k)s, HSAs, index funds and more.
Trusts and estate
Wills, powers of attorney, beneficiary designations, and 10 kinds of family trusts explained with examples.
Insurance and financing
15 insurance types, plus six ways families use life insurance to reach financing for homes and businesses, with the risks spelled out.
Burial and legacy
Funeral traditions for 11 faith and cultural traditions, family cemetery plots, costs, veterans' benefits and your rights under the FTC Funeral Rule.
Three steps
Create a free account
Just an email and password. No bank logins, account numbers or Social Security numbers, ever.
Take the screener
About five minutes. Ranges are fine. See your family's plan right away.
Unlock the guides
One payment of $20 opens every guide for your whole household, for life. Use it on any phone or computer.
One price. No subscription.
Legacy Path lifetime access
- Family screener and plan, updated whenever life changes
- All eight life stages and the full options library
- Trusts, estate documents, insurance and financing guides
- Funeral and burial planning for your family's tradition
- Free "Ask AI" help on any topic
Education only. Legacy Path teaches general financial concepts. It is not investment, insurance, tax or legal advice, and Certified Training Standards LLC is not a registered investment adviser, broker-dealer or licensed insurance producer. Talk to a licensed professional before acting.
Common questions
Is this financial advice?
No. Legacy Path is education. Your plan shows topics people in similar situations commonly learn about, based on simple rules applied to your answers. It never tells you what to buy.
Do I download anything?
No. Legacy Path runs in your web browser on any phone, tablet or computer. Sign in and pick up where you left off.
What information do you collect?
Your email, and the answers you give the screener as ranges (for example, an income range). We never ask for Social Security numbers, account numbers or bank logins. See the Privacy Policy.
How does payment work?
Checkout is handled securely by Stripe. You pay $20 once, plus any sales tax your state charges, and Stripe emails your receipt.
Can I get a refund?
Yes. Ask within 30 days of purchase for a full refund. Access ends when the refund is issued. See the Refund Policy.